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Early payoff

This company is charging OVER TWICE the purchase price and doesn't give the option to payoff EARLY to save on the "FEES AND INTREST" !!!!! SCAM!!!!! DO NOT USE "SMART"PAY!!!!#

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When I accepted loan agreement there was an option for early payoff within 90 days for the price of the phone without all the interest and fees included....so like I was paying cash. It's been less than 60 days and my account shows that option expired yesterday. Why? This needs to be corrected immediately. I will be filing a claim with the BBB if this is not resolved expeditiously. You cannot give false information to entice a person to enter into a loan agreement in this country.

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