Yes. You can save on total fees when you process an Early Payoff.* Since your scheduled payments include fees and taxes in addition to a portion of the retail price of the device(s), an Early Payoff allows you to save on these fees for future months.


To find out your Early Payoff amount, log into your SmartPay+ account at SmartPayLease.com/login.


Note: Once you have completed your lease, your service plan will no longer be automatically refilled via SmartPay+. You will need to enroll in an auto-refill plan through your carrier.


*The Early Payoff Option is not available in NJ, MN, WI, and WY. Customers in NJ, MN, WI, and WY are offered a 12-month lease payment plan which renews annually. Your lease payment plan may be cancelled at any time. An early termination fee may be applied.

You cannot own leased items in NJ, MN, WI, and WY. Instead, you can cancel your lease at the end of the term, or you can renew your lease at a lower cost.